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STL Leaders Speak Out is a brief video by Leadership St. Louis® graduates offering insights on leadership to inform and inspire. This week, hear from Melanie DiLeo, Missouri State Director, Community Development, Global Consumer Group, Citi. Read more
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FOCUS Blog
Jan
29
Written by:
Focus St. Louis
Friday, January 29, 2010 9:57 AM
Drew Langenberg
FOCUS Marketing and Communications Director
I attended last week’s Breakfast Club and viewed the Missouri History Museum’s new exhibit, Race: Are we so Different?” It was truly eye-opening, and I consider myself someone who tries to be educated about diversity. Some of the topics presented there have never been presented to me in such clear fashion, such as just how normal (for lack of a better word) discrimination was at one time. One gentleman from the south described realizing in his 30’s that some of the things he did and had been taught to do growing up were actually discrimination. These videotaped personal stories looked at discrimination from many different perspectives and really showed how pervasive discrimination was and still is in our society.
For me, probably the clearest image I will keep with me was a story about institutional racism that helped more clearly define the term for me and helped me realize that institutional racism affects everyone. The story discussed a hypothetical bank loan officer. This person does not see themselves as racist and tries not to discriminate. However, the bank has policies that it gives loans at higher rates to people buying homes in certain neighborhoods. So a black couple may have a more difficult time finding an affordable mortgage than a white couple because of the neighborhood in which they want to purchase their home. After seeing the video, I have no doubt this played to my advantage when my wife and I bought a home this summer. The realtor referred to the neighborhood as “nice” and we had no trouble getting a good rate. Then when I thought about my neighbors (the few I’ve met so far) I can only think of a few minority families. Some other neighborhoods not far from us are not considered as nice and have a higher percentage of black families living there. It makes me wonder what I would have paid for my mortgage if I had purchased there.
This kind of institutional and somewhat hidden racism affects us all in some way and it is important that each of us recognize how it affects us and admit that it does. It seems to me that if we are going to continue to make progress in creating truly equal opportunities for all Americans, the first step is recognizing that we are ALL affected by racism whether it works to our advantage or to our disadvantage, and that we all have some bias. Once we make those realizations, then we can take the next steps together to help eliminate racism.
I would highly recommend everyone see this exhibit.
What are your thoughts? Has anyone else seen the exhibit and liked it or didn’t?
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3 comment(s) so far...
Re: Missouri History Museum race exhibit: A Learning Experience
Is that really racism? To take a more explicit example, I suspect most banks are also less inclined to lend large amounts of money to poor couples. The poor are also, statistically, more greatly composed of minorities. But the bank's policy isn't racist, it's just smart business. They created their policy based on income, not race. If there is a correlation between income and race, that may be unfortunate from a societal perspective, but it is irrelevant from the banks perspective. Their own actions are colorblind - exactly as we want them to be.
I also think it's really quite bad to suggest such activities are racist, because it diminishes the power of the word when we do try to describe actual, motivated by hate for one race, racism.
By David on
Friday, January 29, 2010 10:56 AM
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Re: Missouri History Museum race exhibit: A Learning Experience
I'm inclined to agree with David. I live in one of those so-called not as nice neighborhoods (where a certain local pizza establishment located just 3/4 of a mile away won't deliver despite advertising that they do, but I digress) just a few blocks (and across a major street) from a very nice neighborhood where houses sell for three to four times what I paid for mine. I got the going rate for mortgages when I purchased, but I had a good, stable income, a healthy downpayment, and good credit. It's not about neighborhoods or race or redlining, it's about income and creditworthiness.
There's no doubt race is an issue in our society (I get called "Hey white girl" all the time outside my house), but the face that some people pay more for loans than others isn't racism. It's business. I'm confident that if Mr. Langenberg and his wife had brought the same credit score and financial resources to my neighborhood to buy a house, they would have gotten the exact same terms.
By Julie on
Saturday, January 30, 2010 6:03 PM
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Re: Missouri History Museum race exhibit: A Learning Experience
I agree that bank policies should be color blind and based solely on merit. However, there are some studies out there that show this merit based system still exhibits bias even when you control for all other factors when considering lending (see links below).
http://goliath.ecnext.com/coms2/gi_0199-5789601/Minorities-pay-more-for-mortgages.html http://www.builderonline.com/loans/minority-report.aspx
I am not implying that all banks do this, indeed, as with any group there are outliers on both ends and a group that averages in the middle. But this is still a discussion worth having.
I would ask, on a somewhat separate note, does racism need to be motivated by hate or can it exist structurally and be so embedded in our systems, that it no longer requires a single individual to act discriminately? What are your thoughts?
By Drew Langenberg on
Friday, February 05, 2010 5:34 PM
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